Home loan fact sheets

During your initial appointment we will discuss your financial position and what your primary goals are.

Lenders Mortgage Insurance (LMI) is a one-off, non-refundable, non-transferrable premium that’s added to your home loan.

Will the bank value my property? This is a common question and we delve into the how, why and when. 

Find out how a bank may classify something low risk v high risk. 

Learn about what is considered acceptable, what may need further consideration and how does the location of the property impact the assessment.

Delve into the different types of PAYG employment and what lenders will assess each type on.

Simplified structures and items that are considered when applying for a loan when you’re self-employed.

We delve into the main categories of how a bank views your financial commitments, how it effects your borrowing capacity and things to consider.

When considering a home loan application, lenders will typically assess individuals ‘conduct’ in three parts, read on for more information.