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Welcome to JL Mortgage Services

Your one stop shop with all your mortgage needs.

Why JL Mortgage Services

Meet Jonny Lennard, Director of JL Mortgage Services. 

When I was a first home buyer almost 15 years ago, I had a “what happens now” experience after something completely out of my control happened. Luckily for me, I was able to use a broker to assist me at that time.

Not by design, I found myself in the finance industry working for a major bank and now have more than 12 years’ experience. I pride myself on making sure my clients have the all the hands-on assistance they need from start to finish in their finance journey.

This is not limited to first home buyers or investors looking to purchase a second or third property and build a portfolio. I specialise in solution-based lending for any and all applicants, including self-employed individuals with multiple or complex incomes streams, debt consolidation, non-personal lending, construction lending and more.

If you’d like to have a chat about how I can help you with your finances. Fill out the form and let’s work together to find the option that suits your needs.

Why use a broker?

Brokers can save you time and money with access to over 40 lenders to find the best mortgage rates and terms tailored to your specific needs, guiding you through the loan process, and providing expertise and personalized advice along the way.

Does it cost anything?

Our services come at no cost to you as we are compensated by the lender upon a successful settlement.

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Our Services

Home loans

There are two repayment types with home loans – principal and interest or interest only home loans. Let us help you find your the ideal home loan that suits your need.

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Investment loans

Looking to purchase an investment property or where the property securing the loan is used for investment purpose? Let us help you explore options.

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Personal loans

Wanting to borrow money to pay for something special, like a holiday, car or home renovations. We can assist in finding the finance for your personal needs.

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Refinancing

By refinancing, you can potentially secure a lower interest rate, reduce your monthly payments, or access the equity in your home.

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Construction loans

We can help you secure a construction home loan with flexible conditions that recognise the cashflow challenges of a major project.

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Asset Finance

Avoiding a large capital expenditure means your business can use that money for a higher-value purpose in running or expanding its operations.

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Pre-approval

Allows the borrower to know the maximum available funds, to negotiate with more certainty, and bid with more confidence if going to auction.

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First home buyers

Looking to purchase your first property? Let us take you through the process, including Government incentives available.

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What our clients say

Exceptional service

From the beginning of the process to obtaining our home loan, Jonny made everything as easy as possible by explaining things well, being available to answer our questions, and by getting back to us when he said he would. He explored every avenue to secure us the best deal with the most suitable lender for us, and we were never left guessing. Jonny is definitely someone we could rely on and we are very appreciative of everything he has done for us. We look forward to working with him again on our next purchase.

Angela & Matt

Friendly and professional

Jonny was a dead set legend. My situation was a tough one and only one bank would even consider helping and thanks to Jonny, he found that bank and made everything that I asked for, happen. He’s on speed dial and I won’t even consider another broker for my future finance needs. Thanks Jonny.

Mark Reid.

Highly recommended

I cannot say enough about Jonny from JL Mortgage Services. He went above and beyond helping me to get the best deal for my home mortgage. He responded very quickly to any queries and concerns I had about the process, which he made very easy and stress free. Without a doubt I would not hesitate to recommend him to anyone looking for a home mortgage.

Michelle Herrera

Smooth process

From our first interaction with Jonny we were impressed. He was enthusiastic about our sale and purchase, clear, speedy and organised. When we had questions, he took the time to go over the details without making us feel like we were outsiders in the process. His paperwork was exceptional – it was clear, concise and ultimately helped empower us to make our own informed decisions. What could have been a stressful process was ultimately a breeze thanks to Jonny.

Megan and Luke